First-Rate Homeowners Insurance
for Somerset, PA
Protect Your Residence and Personal Items from Theft, Fire, and Natural Disasters
Get homeowners insurance in Somerset, PA, and the surrounding areas with Independent Insurance Associates Inc. We also offer renters insurance. Our agency offers options that protect your residence and personal items from theft, fire, and natural disasters. Call (814) 443-4438 for more information or to schedule an appointment.
Independent Insurance Associates Inc Protects Residents and Owners of:
Explaining Homeowners Insurance vs. Mobile Home Insurance vs. Renters Insurance
Having insurance to protect a residence and the possessions within it is important and often required to receive financing. Independent Insurance Associates Inc has policies that include the coverage that local homeowners and renters need. If you own a house, you get homeowners insurance. Those who own mobile homes get mobile home insurance. If you rent from a property owner or landlord, you should have renters insurance.
In general, homeowners insurance covers an owner-occupied house and its contents. The policy usually pays to repair or replace items damaged by fire or smoke, as well as items stolen or vandalized. Most of the time, homeowners insurance also covers damage caused by weather-related incidents, such as lightning, wind, or hail.
Mobile Home Insurance
Much like other property insurances, mobile home insurance covers this type of structure and the contents within it. Coverages usually pay to repair or replace the home or items damaged from vandalism, hail, theft, or fire. Often, mobile home insurance includes added structures, such as a patio or garage.
If you rent an apartment, mobile home, or house, the landlord’s property insurance covers the dwelling itself. Renters insurance protects the items belonging to the renter in case of theft or damage. Renters insurance often applies to situations like vandalism and burglary. It also extends to cover costs related to damage from appliances, plumbing, HVAC, or indoor sprinkler systems. Renters insurance does not usually pay for damages from weather-related flooding.
Find Affordable Car Insurance, Business Insurance, & More in the Somerset, PA, Area
In addition to renters insurance and homeowners insurance, we also offer policies that cover vehicles, companies, and families. Independent Insurance Associates Inc offers affordable and customized life insurance and car insurance. We also have business insurance policies and farm insurance policies, as well. Feel free to contact us for a quote in the Somerset, PA, area.